Buyers
What to verify on an address
On a canal lot, the survey, permits, and seawall file belong next to the price. Flood insurance is still address-specific.
Buyer guidance →
Punta Gorda, Florida
Live here.
Buy here.
Sell here.
This site is for people who want a clear read on Punta Gorda, Florida — residents, buyers, and sellers, including people considering canal and harbor homes. If you are moving in from another state, start with the relocation journal, then come back here for local questions.
If you want the truth, Ask Heidi. Call (941) 876-3990 or email [email protected]. You do not have to use a web form, and you do not have to consent to marketing texts to reach me.
Gilchrist Park, looking toward homes in the Punta Gorda Historic District. Photograph by PCHS-NJROTC, via Wikimedia Commons. License: CC BY-SA 4.0. See credits.
Two starting points
Buyers and sellers
get equal care.
About half of my recent closings have been with buyers and half with sellers. The work on this site is written for both.
Sellers
What a home is worth, and how we talk about it
A peak-year sale is not a price opinion. Request a home-value conversation by phone or email — no marketing-text consent required.
Seller guidance →
Historic Charlotte County Courthouse, Punta Gorda, Florida, April 18, 2010. Photograph by Georgia Guercio, via Wikimedia Commons. License: CC BY-SA 3.0. See credits.
From the journal
Buying on a Punta Gorda, Florida, canal: what the survey and permits should show
The water is part of the file, not a backdrop. Here is what to collect before you write an offer.
November 10, 2026 · By Heidi Choiniere
Read the article →
Local questions
Costs, places,
and next steps.
Harbor, river, and canal exposure is a reason to read maps and surveys, not a reason to invent costs.
Cost of ownership, flood, and insurance
Taxes, association fees if any, and flood insurance start with official Charlotte County records and the map for the building.
Areas of Punta Gorda, Florida
A first look at the historic district, waterfront communities, and why a community name is not a condition report.
Moving to Florida
Relocation planning lives on makemymovetoflorida.com. Use it if you are planning a move from another state, then return here for Punta Gorda, Florida, questions.
Current listings
See homes for sale now.
Browse current homes for sale in Punta Gorda, Florida on The Salty Palm Group site, or call or text me at (941) 876-3990 or email [email protected] and I'll send you the ones worth seeing.